SplitCircle is a bill-splitting and shared-expense platform for friends, roommates, trips, restaurants, groups, and everyday shared expenses.
Keeping track of who paid for what in group activities should not lead to awkward conversations, complicated spreadsheets, or forgotten IOUs. SplitCircle handles the math automatically so everyone can see exactly what they owe and settle balances with confidence.
Versatile Group Sharing
Whatever the occasion, SplitCircle adapts to your specific group expense needs with specialized workflows.
Split weekend outings, movie nights, shared subscriptions, and group gifts without awkward follow-ups.
Manage apartment rent, electricity bills (NEA), high-speed internet, drinking water, and groceries effortlessly.
Keep track of vacation hotels, jeep rentals, shared meals, and gear rentals across trekking trails or road trips.
Divide food tabs, calculate 13% VAT, 10% service charge, and tips accurately so everyone pays their exact share.
Organize recurring family or house costs, utility ledgers, and shared maintenance payments in one clear place.
Simple 4-Step Process
Follow these straightforward steps to track shared expenses, view live balances, and settle debts without circular transfers.
Set up a dedicated circle for your roommates, trip crew, or friend group with your preferred currency (NPR, USD, INR, EUR).
Log group purchases with equal, exact, percentage, or itemized receipt splits and attach receipt photos for complete clarity.
Our greedy cash flow algorithm computes net balances and eliminates circular debts, minimizing total payments.
Pay balances directly using integrated digital wallet QR codes (eSewa, Khalti, Fonepay, UPI) or record cash payments instantly.
Core Advantages
Everything you need for transparent group expense management, direct settlements, and accurate bill math.
Cuts complex multi-person debt webs down to minimal direct payments between members so fewer transactions are needed.
Scan & settle directly via eSewa, Khalti, Fonepay, and UPI QR codes with pre-filled exact amounts.
Assign specific items to specific eaters with automatic proportional 13% VAT and 10% service charge allocation.
Your financial ledgers are protected with cryptographic tokens, role-based access control (ABAC), and strict noindex privacy.
Balances update live across all devices the moment an expense is logged or a settlement is confirmed.
Use our online calculator without signing up to split restaurant tabs, compute taxes, and share quick breakdowns.
Got Questions?
Find quick answers to common questions about group expense tracking, bill splitting math, and digital settlements.
SplitCircle is a modern bill-splitting and group-expense management platform designed for friends, roommates, travel groups, and families. It tracks shared expenses, calculates net balances to eliminate circular debts, and enables direct digital wallet QR settlements.
Instead of requiring everyone to pay back each individual who covered an expense, SplitCircle calculates each person’s net balance and matches the largest debtors with the largest creditors in sequence, reducing what would be dozens of payments into at most N - 1 transactions.
Yes. Our free online bill splitter and in-app receipt features calculate proportional VAT (such as 13% in Nepal), restaurant service charges (10%), and custom tips so that taxes are divided fairly based on what each person actually ordered.
Yes. The online bill splitter tool at /bill-splitter is 100% free with zero signup required. The core platform allows groups to manage ongoing circles and ledgers transparently.